There Will Most Probably Be A Day When Applying For Long-Term Care Insurance (LTCi) Involves Finding Out Your "Genetic Health Risks".
Some of us are rightfully fearful; having a parent who developed Dementia or Alzheimer's and experiencing the emotional drain and financial impact it has on the whole family. Compounding, living with that fear of not knowing what your future will be.
Long-Term Care - Assistance with Quality of Life.
Who really needs it?
Everyone!
By taking steps, to insure you continue to live life your way, regardless of how your health progresses, will help set the stage for you to:
Enjoy Life &
Not Just Show Up
The Food and Drug Administration approved the Gene Testing Company “23andMe” in April 2017 to began offering tests that revealed if a person has inherited the gene “ApoE4” which increases the lifetime risk of developing Alzheimer's.
Insurers, at this moment in time, are not yet permitted to require a gene test when you apply for LTCi.